- Credit Infonet Credit:  Mortgage Credit Reporting 
  •  Merged Credit Reports
  •  RMCRS
  •  Re-Scoring Solutions
  •  Fannie Mae Access

 - CIN Title + Escrow:  Title & Closing Services     

  •  Title Insurance
  •  Closings
  •  Witness Closings
  •  Appraisals
  •  Automated Valuations
  •  Escrow Services

Click HERE to go directly to CIN Title + Escrow, Credit Infonet's Title Subsidiary, for more detailed information.

- CIN Legal Data Services: Consumer Bankruptcy Due Diligence Services      

  •  Liability Products
  •  Asset Services
  •  Tax Transcripts
  •  Income & Means Testing

Click HERE to go directly to CIN Legal Data Services, Credit Infonet's Legal Information Solution, for more detailed information.

Credit Infonet has served the credit reporting needs of mortgage lenders and credit grantors for over 25 years. By utilizing a lead-edge technology platform for product delivery and supporting all transactions with top-notch customer services, Credit Infonet provides its customers with quick and convenient access to a wide-range of credit reporting products and servcies.   

Single File & Merged Credit Reports

Credit Infonet customers are provided with browser, software and EDI based access to single infiles and merged credit reports. Completed reports are returned to the client within 20 seconds in a variety of formats including XML, X.12, PDF, or proprietary specifications. Credit Infonet customers may also access standard products through Fannie Mae's Desktop Underwriter.

Supplemental Reports

For reports requiring manual updating, Credit Infonet customers may submit their supplement and update requests to their designated customer service representative using both online forms and e-mail. Through the use of online submission forms, customers can rest assured that service level standards are monitored from the point of submission through completion. Monthly service level reports are available to all Credit Infonet clients. Standard turn-around time on supplemental requests is 4-8 business hours.

Score Updates

When ordering a supplemental request, Credit Infonet customers are provided with the ability to request that information acquired by Credit Infonet be submitted to the credit repository of their choice. Through this process, the requested credit repository will update the file in question so that the client may pull it again. By removing or updating incorrect information, the FICO score associated with the file may change. By updating the FICO score, a lender's score-driven underwriting process may be simplified.

RMCRs

For customers requiring a more comprehensive credit-reporting product, Credit Infonet offers a full Residential Mortgage Credit Report (RMCR). RMCRs include a full verification of all out-of-date tradelines, employment verification, and rental verifications. RMCRs are returned within 9-15 business hours.
   
       Most Utilized Credit Reporting Interfaces
  • Calyx Point
  • Byte
  • Ellie Mae
  • Genesis
  • Contour
  • Fannie Mae DU & LP